仅事实
抵押贷款利率降至11个月低点，推动住房贷款申请增加
摘要
30年期固定抵押贷款平均利率降至6.35%，为近一年最低，导致抵押贷款申请激增。
30年期固定利率抵押贷款的平均利率已降至6.35%，创近一年最低水平。较上周的6.5%下降，主要归因于在市场预期美联储将降息的背景下，国债收益率的下跌。
抵押贷款银行家协会报告称，抵押贷款申请显著增加，其中再融资活动现占所有申请的近一半。
房利美首席经济学家Sam Khater指出，抵押贷款利率呈下降趋势，提升了新购房者和现有房主的乐观情绪。
预计美联储将在即将召开的政策会议上将基准利率下调25个基点，以应对劳动力市场疲软的迹象。
由于抵押贷款利率居高不下，住房市场一直表现低迷；如果利率继续下降，市场活动可能会增加。然而，专家警告称，这种利率缓解可能是暂时的，且在美联储决策后可能会逆转。
来源
NPR事实核查
使用外部来源和数据库核实文章的事实。
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The average interest rate for a 30-year fixed-rate mortgage has decreased to 6.35%.
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The Mortgage Bankers Association reports a significant increase in mortgage applications, with refinancing activity now comprising nearly half of all applications.
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Sam Khater, Freddie Mac's Chief Economist, noted that mortgage rates are trending downward, increasing optimism among new buyers and current homeowners.
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The Federal Reserve is anticipated to cut its benchmark interest rate by 25 basis points.
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The housing market, which has been sluggish due to elevated mortgage rates, may experience increased activity if rates continue to decline.
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Partly Confirmed