30-Year Fixed Mortgage Rate Hits 7.45% as Treasury Yields Surge

30-Year Fixed Mortgage Rate Hits 7.45% as Treasury Yields Surge

The average rate on a 30-year fixed mortgage rose to 7. 45% on September 16, its highest since April 2024, as 10-year Treasury yields increased. The climb followed a six-day streak of increases that saw the rate reach 7. 22% in early September and a week-ending level of 7.

12% after the Federal Reserve lifted its benchmark rate. Analysts had warned that further Fed hikes could add pressure, prompting borrowers to compare offers, lock in rates or consider adjustable-rate mortgages. The rise was attributed more to higher Treasury yields and oil-price pressures than to the Fed decision itself.

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Federal Reserve financial experts mortgage borrowers

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Washington, DC, United States

Articles

24 septembre 2026
3 au total
30-year fixed mortgage rate spikes Thursday to 7.45%
30-year fixed mortgage rate spikes Thursday to 7.45%

CNBC • 24 sept. 22h29

The average rate on a 30-year fixed mortgage rose to 7.45% on Thursday, its highest level since April 2024, as 10-year Treasury yields increased.

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Mortgage Rates Now Close to 7.5%
Mortgage Rates Now Close to 7.5%

Mortgage News Daily • 24 sept. 19h44

The daily mortgage rate index rose to 7.45%, reflecting recent gains driven by higher oil prices, stronger economic data and expectations of further Federal Reserve rate hikes.

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Mortgage rates rise to 7.03%: Freddie Mac
Mortgage rates rise to 7.03%: Freddie Mac

foxbusiness.com • 24 sept. 16h42

The average rate on a 30-year fixed mortgage rose to 7.03% from 6.95% last week, according to Freddie Mac's latest survey, amid higher 10-year Treasury yields.

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23 septembre 2026
2 au total
Mortgage rates top 7% for the first time in more than 2 years
Mortgage rates top 7% for the first time in more than 2 years

CBS News • 23 sept. 14h10

The average rate for a 30-year fixed mortgage rose to 7.12% last week, its highest level in over two years, prompting more borrowers to consider adjustable-rate mortgages.

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US fixed 30-year mortgage rate jumps to 7.12%, MBA says
US fixed 30-year mortgage rate jumps to 7.12%, MBA says

Yahoo Finance • 23 sept. 11h02

The average rate on a 30-year fixed mortgage rose to 7.12% in the week ending Sept. 18, the highest level since May 2024, after the Federal Reserve lifted its policy rate.

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22 septembre 2026
1 au total
What does a Fed rate hike mean for mortgage rates?
What does a Fed rate hike mean for mortgage rates?

USA Today • 22 sept. 17h20

The 30-year fixed mortgage rate rose to its highest level in nearly two years after the Federal Reserve raised its benchmark rate, but the increase is driven more by Treasury yields and oil-price pressures than the Fed decision itself.

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18 septembre 2026
1 au total
High mortgage rates and home prices threaten homeownership
High mortgage rates and home prices threaten homeownership

NBC News • 18 sept. 13h10

The average 30-year fixed mortgage rate rose to 7.2% while the national median home price lingered around $429,000, prompting many potential buyers to delay purchases.

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15 septembre 2026
2 au total
Mortgage Rates Higher Again Ahead of Fed
Mortgage Rates Higher Again Ahead of Fed

Mortgage News Daily • 15 sept. 20h16

The average rate on top-tier 30-year fixed mortgages climbed to 7.22% on Tuesday, marking a six-day streak of increases and the highest level since early 2025, amid expectations surrounding the upcoming Federal Reserve meeting.

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What a Fed rate hike could mean for mortgage rates (and what borrowers need to do now)
What a Fed rate hike could mean for mortgage rates (and what borrowers need to do now)

CBS News • 15 sept. 17h33

Mortgage rates have risen to about 7.4% and could face further upward pressure if the Federal Reserve raises its benchmark rate, prompting homebuyers to shop lenders, consider rate locks and focus on affordability.

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