La tasa hipotecaria a 30 años sube a 7,45% con alza de rendimientos del Tesoro

La tasa hipotecaria a 30 años sube a 7,45% con alza de rendimientos del Tesoro

La tasa promedio de una hipoteca fija a 30 años subió al 7,45 % el 16 de septiembre, su nivel más alto desde abril de 2024, impulsada por el aumento de los rendimientos de los bonos del Tesoro a 10 años. Este aumento siguió a una racha de seis días de subidas que llevó la tasa a 7,22 % a principios de septiembre y a 7,12 % en la semana que concluyó tras la subida de la tasa de referencia de la Reserva Federal.

Analistas advirtieron que futuros aumentos de la Fed podrían presionar aún más las tasas, recomendando a los compradores comparar ofertas, bloquear tasas o considerar hipotecas de tasa ajustable. El incremento se atribuyó más a los rendimientos de los bonos y a la presión de los precios del petróleo que a la decisión de la Fed.

Actores

Federal Reserve financial experts mortgage borrowers

Ubicaciones

Washington, DC, United States

Artículos

24 de septiembre de 2026
3 en total
30-year fixed mortgage rate spikes Thursday to 7.45%
30-year fixed mortgage rate spikes Thursday to 7.45%

CNBC • 24 de sep 22:29

The average rate on a 30-year fixed mortgage rose to 7.45% on Thursday, its highest level since April 2024, as 10-year Treasury yields increased.

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Mortgage Rates Now Close to 7.5%
Mortgage Rates Now Close to 7.5%

Mortgage News Daily • 24 de sep 19:44

The daily mortgage rate index rose to 7.45%, reflecting recent gains driven by higher oil prices, stronger economic data and expectations of further Federal Reserve rate hikes.

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Mortgage rates rise to 7.03%: Freddie Mac
Mortgage rates rise to 7.03%: Freddie Mac

foxbusiness.com • 24 de sep 16:42

The average rate on a 30-year fixed mortgage rose to 7.03% from 6.95% last week, according to Freddie Mac's latest survey, amid higher 10-year Treasury yields.

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23 de septiembre de 2026
2 en total
Mortgage rates top 7% for the first time in more than 2 years
Mortgage rates top 7% for the first time in more than 2 years

CBS News • 23 de sep 14:10

The average rate for a 30-year fixed mortgage rose to 7.12% last week, its highest level in over two years, prompting more borrowers to consider adjustable-rate mortgages.

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US fixed 30-year mortgage rate jumps to 7.12%, MBA says
US fixed 30-year mortgage rate jumps to 7.12%, MBA says

Yahoo Finance • 23 de sep 11:02

The average rate on a 30-year fixed mortgage rose to 7.12% in the week ending Sept. 18, the highest level since May 2024, after the Federal Reserve lifted its policy rate.

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22 de septiembre de 2026
1 en total
What does a Fed rate hike mean for mortgage rates?
What does a Fed rate hike mean for mortgage rates?

USA Today • 22 de sep 17:20

The 30-year fixed mortgage rate rose to its highest level in nearly two years after the Federal Reserve raised its benchmark rate, but the increase is driven more by Treasury yields and oil-price pressures than the Fed decision itself.

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18 de septiembre de 2026
1 en total
High mortgage rates and home prices threaten homeownership
High mortgage rates and home prices threaten homeownership

NBC News • 18 de sep 13:10

The average 30-year fixed mortgage rate rose to 7.2% while the national median home price lingered around $429,000, prompting many potential buyers to delay purchases.

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15 de septiembre de 2026
2 en total
Mortgage Rates Higher Again Ahead of Fed
Mortgage Rates Higher Again Ahead of Fed

Mortgage News Daily • 15 de sep 20:16

The average rate on top-tier 30-year fixed mortgages climbed to 7.22% on Tuesday, marking a six-day streak of increases and the highest level since early 2025, amid expectations surrounding the upcoming Federal Reserve meeting.

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What a Fed rate hike could mean for mortgage rates (and what borrowers need to do now)
What a Fed rate hike could mean for mortgage rates (and what borrowers need to do now)

CBS News • 15 de sep 17:33

Mortgage rates have risen to about 7.4% and could face further upward pressure if the Federal Reserve raises its benchmark rate, prompting homebuyers to shop lenders, consider rate locks and focus on affordability.

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