30-Year Fixed Mortgage Rate Hits 7.45% as Treasury Yields Surge

30-Year Fixed Mortgage Rate Hits 7.45% as Treasury Yields Surge

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The average rate on a 30-year fixed mortgage rose to 7. 45% on September 16, its highest since April 2024, as 10-year Treasury yields increased. The climb followed a six-day streak of increases that saw the rate reach 7. 22% in early September and a week-ending level of 7.

12% after the Federal Reserve lifted its benchmark rate. Analysts had warned that further Fed hikes could add pressure, prompting borrowers to compare offers, lock in rates or consider adjustable-rate mortgages. The rise was attributed more to higher Treasury yields and oil-price pressures than to the Fed decision itself.

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September 24, 2026
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30-Year Fixed Mortgage Rate Climbs to 7.45% Amid Treasury Yield Surge
30-Year Fixed Mortgage Rate Climbs to 7.45% Amid Treasury Yield Surge

CNBC • 24 Sep 22:29

The average rate on a 30-year fixed mortgage rose to 7.45% on Thursday, its highest level since April 2024, as 10-year Treasury yields increased.

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30-year mortgage rates climb to about 7.45% as daily index shows increase
30-year mortgage rates climb to about 7.45% as daily index shows increase

Mortgage News Daily • 24 Sep 19:44

The daily mortgage rate index rose to 7.45%, reflecting recent gains driven by higher oil prices, stronger economic data and expectations of further Federal Reserve rate hikes.

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30-year mortgage rate climbs above 7% as Treasury yields rise
30-year mortgage rate climbs above 7% as Treasury yields rise

foxbusiness.com • 24 Sep 16:42

The average rate on a 30-year fixed mortgage rose to 7.03% from 6.95% last week, according to Freddie Mac's latest survey, amid higher 10-year Treasury yields.

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September 23, 2026
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30-Year Mortgage Rates Climb Above 7% as Adjustable Loans Gain Appeal
30-Year Mortgage Rates Climb Above 7% as Adjustable Loans Gain Appeal

CBS News • 23 Sep 14:10

The average rate for a 30-year fixed mortgage rose to 7.12% last week, its highest level in over two years, prompting more borrowers to consider adjustable-rate mortgages.

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U.S. 30-Year Mortgage Rate Hits 7.12% as Fed Raises Policy Rate
U.S. 30-Year Mortgage Rate Hits 7.12% as Fed Raises Policy Rate

Yahoo Finance • 23 Sep 11:02

The average rate on a 30-year fixed mortgage rose to 7.12% in the week ending Sept. 18, the highest level since May 2024, after the Federal Reserve lifted its policy rate.

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September 22, 2026
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Mortgage rates climb as 30-year fixed hits two-year high despite Fed hike
Mortgage rates climb as 30-year fixed hits two-year high despite Fed hike

USA Today • 22 Sep 17:20

The 30-year fixed mortgage rate rose to its highest level in nearly two years after the Federal Reserve raised its benchmark rate, but the increase is driven more by Treasury yields and oil-price pressures than the Fed decision itself.

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September 18, 2026
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Mortgage rates hit 7.2% as home prices stay near record highs, tightening affordability
Mortgage rates hit 7.2% as home prices stay near record highs, tightening affordability

NBC News • 18 Sep 13:10

The average 30-year fixed mortgage rate rose to 7.2% while the national median home price lingered around $429,000, prompting many potential buyers to delay purchases.

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September 15, 2026
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U.S. 30-Year Mortgage Rates Rise to Highest Since January 2025
U.S. 30-Year Mortgage Rates Rise to Highest Since January 2025

Mortgage News Daily • 15 Sep 20:16

The average rate on top-tier 30-year fixed mortgages climbed to 7.22% on Tuesday, marking a six-day streak of increases and the highest level since early 2025, amid expectations surrounding the upcoming Federal Reserve meeting.

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Potential Fed rate hike could add pressure to mortgage rates, experts advise borrowers to compare offers
Potential Fed rate hike could add pressure to mortgage rates, experts advise borrowers to compare offers

CBS News • 15 Sep 17:33

Mortgage rates have risen to about 7.4% and could face further upward pressure if the Federal Reserve raises its benchmark rate, prompting homebuyers to shop lenders, consider rate locks and focus on affordability.

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