Lanzamiento de 'Trump Accounts' con inscripción automática y aporte inicial de $1,000

Lanzamiento de 'Trump Accounts' con inscripción automática y aporte inicial de $1,000

El Departamento del Tesoro de EE. UU. y el IRS anunciaron el lanzamiento de ‘Trump Accounts’, un nuevo vehículo de ahorro fiscalmente ventajoso para niños, en el Día de la Independencia. Según CNBC, las contribuciones a estas cuentas estarán exentas de la declaración del impuesto de donaciones, permitiendo hasta 5 000 dólares anuales sin trámites adicionales. El Tesoro también indicó que cada recién nacido entre 2025 y 2028 recibirá un aporte inicial de 1 000 dólares, con donaciones privadas adicionales para cohortes mayores, informó USA Today. The New York Times señaló que la Administración del Seguro Social incorporará un paso al proceso de registro de nacimiento para que los padres puedan abrir una cuenta al nacer. CNN confirmó que el programa entró en funcionamiento el 4 de julio y que ya se habían abierto más de seis millones de cuentas.

Fox Business informó que Goldman Sachs aportará una coincidencia única de 1 000 dólares para los hijos elegibles de sus empleados que se inscriban. Más tarde, la misma fuente indicó que Michael y Susan Dell prometieron un aporte de 250 dólares para los primeros 25 millones de niños que se registren. El Boston Globe destacó que la inscripción superó los seis millones de niños a nivel nacional, subrayando la rápida adopción del programa respaldado por el gobierno. Fox Business reportó que el presidente Donald Trump tocó las campanas de apertura en la Bolsa de Nueva York y Nasdaq desde la Casa Blanca para promover la iniciativa. USA Today comparó la nueva opción con los planes 529 y las cuentas IRA existentes para familias en Georgia, mientras que NPR describió las cuentas como inversiones con ventajas fiscales que combinan fondos gubernamentales y privados. Asesores financieros citados por HuffPost y Fortune advirtieron a los padres sobre expectativas realistas y riesgos de mercado. Business Insider resaltó el llamado de Trump a la inscripción automática de hasta 70 millones de niños, reforzando el impulso de la administración para ampliar el programa.

Actores

U.S. Treasury Department Internal Revenue Service Frank Bisignano Lawrence Pon

Ubicaciones

Sin registros

Artículos

13 de julio de 2026
1 en total
Trump Accounts Architect on Auto
Trump Accounts Architect on Auto

Business Insider • 13 de jul 05:00

President Donald Trump has urged the creation of up to 70 million auto-enrolled accounts for U.S. children under the Trump Accounts initiative, which currently requires parental opt-in.

Credibilidad 72% Manip. 12% Centro
12 de julio de 2026
1 en total
A Trump Account could make your kid a millionaire-but financial experts warn of a catch
A Trump Account could make your kid a millionaire-but financial experts warn of a catch

Fortune • 12 de jul 11:02

Financial planners say the new child-focused tax-advantaged accounts can grow substantially with early contributions, but outcomes depend on market returns, tax treatment and the child’s future use of the funds.

Credibilidad 71% Manip. 8% Centro
10 de julio de 2026
1 en total
‘Too Good To Be True’: Many Parents Are Wary Of Opening A Trump Account. Here’s Why Financial Experts Say They Should.
‘Too Good To Be True’: Many Parents Are Wary Of Opening A Trump Account. Here’s Why Financial Experts Say They Should.

HuffPost • 10 de jul 14:52

The Treasury's pilot program offers a $1,000 seed deposit for children born between 2025 and 2028, prompting mixed reactions from parents and financial advisers.

Credibilidad 68% Manip. 12% Centro
8 de julio de 2026
1 en total
Should you sign your kids up for Trump Accounts? Four things to consider
Should you sign your kids up for Trump Accounts? Four things to consider

NPR • 8 de jul 20:02

The federal government and several corporations will contribute to newly created child savings accounts that invest in index funds, prompting financial advisers to weigh them against existing options such as 529 plans and retirement accounts.

Credibilidad 78% Manip. 8% Centro
7 de julio de 2026
1 en total
Are 'Trump Accounts' free? Saving options for youth in Georgia
Are 'Trump Accounts' free? Saving options for youth in Georgia

USA Today • 7 de jul 17:51

A federal initiative offering $1,000 deposits to newborns has begun, prompting analysis of its benefits versus existing savings vehicles such as IRAs, 529 plans, and brokerage accounts for Georgia families.

Credibilidad 72% Manip. 12% Centro
6 de julio de 2026
1 en total
Trump rings openings bells for NYSE, Nasdaq from White House
Trump rings openings bells for NYSE, Nasdaq from White House

Fox Business • 6 de jul 13:18

Donald Trump rang the opening bells at the New York Stock Exchange and Nasdaq from the White House to announce the start of Trump Accounts, a savings program for children funded by federal seed money and private contributions.

Credibilidad 46% Manip. 32% Derecha
5 de julio de 2026
1 en total
On July 4, millions of children got a $1,000 gift from Trump
On July 4, millions of children got a $1,000 gift from Trump

The Boston Globe • 5 de jul 14:57

Over six million children have been registered for the Trump Account program, which provides a $1,000 government seed contribution and allows additional family deposits, though experts note limitations and potential equity concerns.

Credibilidad 72% Manip. 27% Centro
4 de julio de 2026
2 en total
Dell announces $250 investment for millions of children through Trump Accounts
Dell announces $250 investment for millions of children through Trump Accounts

Fox Business • 4 de jul 21:31

Michael and Susan Dell announced a partnership to provide a $250 contribution to the first 25 million eligible children who enroll in the government-backed Trump Accounts program.

Credibilidad 32% Manip. 48% Derecha
Trump Accounts are now live. Here’s what you need to know
Trump Accounts are now live. Here’s what you need to know

CNN • 4 de jul 10:00

The Treasury Department announced that the new child-focused savings and investment accounts, dubbed Trump Accounts, became operational on July 4, with more than 6 million opened so far.

Credibilidad 78% Manip. 12% Centro
3 de julio de 2026
2 en total
Parents Will Be Able to Enroll Newborns in Trump Accounts at the Hospital
Parents Will Be Able to Enroll Newborns in Trump Accounts at the Hospital

The New York Times • 3 de jul 22:39

The agency will add a step to the birth registration process so parents can open a Trump account for their infant, with a Treasury-funded $1,000 seed deposit for children born between 2025 and 2028.

Credibilidad 72% Manip. 8% Centro
Millions of babies to get $1,000 in their Trump Accounts on July 4
Millions of babies to get $1,000 in their Trump Accounts on July 4

USA Today • 3 de jul 09:03

The Treasury will launch “Trump Accounts” on Independence Day, placing a $1,000 seed deposit in each newborn’s account and offering additional contributions for older children.

Credibilidad 78% Manip. 12% Centro
2 de julio de 2026
1 en total
Goldman Sachs will give $1,000 to Trump Accounts belonging to employees' kids
Goldman Sachs will give $1,000 to Trump Accounts belonging to employees' kids

Fox Business • 2 de jul 15:16

Goldman Sachs announced a one-time $1,000 matching contribution for eligible children of its employees who enroll in the Trump Accounts program, aligning with the federal seed money.

Credibilidad 68% Manip. 32% Centro
1 de julio de 2026
1 en total
What parents need to know
What parents need to know

CNBC • 1 de jul 12:15

The Treasury Department is rolling out "Trump Accounts," a retirement-style savings vehicle for U.S. children, with a $1,000 government seed contribution for babies born 2025-2028 and additional private donations for younger cohorts.

Credibilidad 78% Manip. 12% Centro
29 de junio de 2026
1 en total
Trump Account contributions will not trigger gift tax reporting
Trump Account contributions will not trigger gift tax reporting

CNBC • 29 de jun 18:05

The Treasury and IRS announced that contributions to Trump Accounts will not require a gift-tax return, allowing up to $5,000 per year in after-tax dollars to be given without additional paperwork.

Credibilidad 78% Manip. 5% Centro