首次购房者面临创纪录的中位年龄和市场份额下降

"...The National Association of Realtors (NAR) has reported a significant shift in the U.S. housing market, with the median age of first-time homebuyers reaching a record high of 40 years...."

"...Additionally, first-time buyers now represent only 21% of the market, the lowest share since NAR began tracking this data in 1981...."

"...Jessica Lautz, NAR's deputy chief economist, highlighted the challenges faced by younger buyers, noting that the decline in first-time buyers underscores the real-world consequences of a housing market starved for affordable inventory...."

"...The report also indicates that repeat buyers have a median age of 62 years, with 30% making all-cash purchases...."

"...In contrast, first-time buyers typically make a 10% down payment, matching the highest level recorded since 1989...."

"...These trends reflect broader affordability issues in the housing market, as rising home prices and high mortgage rates continue to pose significant barriers for younger and first-time buyers...."