抵押贷款利率因就业报告疲软及美联储降息预期而下降
仅事实

抵押贷款利率因就业报告疲软及美联储降息预期而下降

摘要

继就业报告疲软超预期后,抵押贷款利率降至2023年4月以来最低水平,市场对美联储降息的预期增强。

继就业报告疲软超预期后,抵押贷款利率降至2023年4月以来最低水平,市场对美联储降息的预期增强。根据Mortgage News Daily的数据,30年期固定抵押贷款的平均利率下降了0.22个百分点,降至6.4%。

美国劳工部报告称,7月份招聘放缓,新增就业岗位少于预期,失业率升至2021年底以来的最高点。该数据导致10年期美国国债收益率大幅下跌,而抵押贷款利率通常与其紧密相关。

经济学家指出,由于劳动力市场放缓,美联储可能需要比之前预期更大幅度地降息。抵押贷款利率的下降可能为那些因高借贷成本和居高不下的房价而面临挑战的潜在购房者带来缓解。

来源

Fortune

事实核查

使用外部来源和数据库核实文章的事实。

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Confirmed

Mortgage rates have declined to their lowest levels since April 2023.

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Confirmed

The average rate for a 30-year fixed mortgage dropped 0.22 percentage points to 6.4%.

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Confirmed

The Labor Department reported that hiring slowed in July, with employers adding fewer jobs than anticipated.

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Confirmed

The unemployment rate rising to its highest point since late 2021.

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Confirmed

This data led to a significant drop in 10-year U.S. Treasury yields.

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Confirmed

Economists suggest that the Federal Reserve may need to cut rates more deeply than previously expected due to the slowing labor market.

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Partly Confirmed

The decline in mortgage rates could provide relief to prospective homebuyers who have been challenged by high borrowing costs and elevated home prices.

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