Michael and Susan Dell Pledge $6.25 Billion to Fund Children's Investment Accounts

Michael and Susan Dell have announced a $6.25 billion donation to fund investment accounts for 25 million American children aged 10 and under. This initiative builds upon the federal "Trump Accounts" program, which was established under the One Big Beautiful Bill Act signed into law in July.

The Dells' contribution will provide a $250 deposit into each eligible child's account. These accounts are designed to grow over time through investments in low-cost stock funds that track market indexes. Upon reaching 18, beneficiaries can use the funds for education, homeownership, or starting a business.

To qualify for the Dells' gift, children must have Social Security numbers, be aged 10 or under, and reside in ZIP codes where the median income is less than $150,000. This criterion aims to target families who would benefit most from the financial support.

The "Trump Accounts" program, set to launch on July 4, 2026, will automatically provide a $1,000 deposit from the U.S. Treasury to investment accounts for children born between January 1, 2025, and December 31, 2028. The Dells' donation specifically targets children born before this period who are ineligible for the federal deposit.

Michael Dell, CEO of Dell Technologies, emphasized the importance of this initiative, stating, "We believe that if every child can see a future worth saving for, this program will build something far greater than an account. It will build hope and opportunity and prosperity for generations to come."

Parents and guardians are encouraged to create these investment accounts to receive the Dells' gift. The accounts are intended to grow over time, providing a financial foundation for children as they reach adulthood.